SaaS Subscription Audit dla Fractional CFOs

Companies waste $19.8 million a year on SaaS licenses nobody uses. That's the average, per Zylo's 2026 data. Only 54% of purchased licenses ever get touched. Vertice says 67% of SaaS spend generates zero value. Fractional CFOs, part-time finance execs who've gone from 2,000 LinkedIn mentions in 2019 to over 110,000 today, are in the best position to stop the bleed. They manage 3 to 6 clients each, and those clients burn $50K to $500K annually on zombie subscriptions, duplicate tools, and apps teams forgot they had. Right now these CFOs audit SaaS spend with spreadsheets and manual bank-statement reviews. It's slow and incomplete. The product idea is straightforward: connect a client's bank account via Plaid, let AI scan transaction history for recurring charges, flag the waste, and offer one-click cancellation. A multi-tenant dashboard shows all clients at a glance. The SaaS expense management market sits at $5.5B today and is projected to hit $21.9B by 2034, a 15% CAGR. Fractional CFOs are a near-perfect distribution channel. They control purchasing across dozens of companies and have a direct financial incentive to show results. No corporate card issuance required. No SSO headaches. Just bank-level visibility and a model that catches what spreadsheets miss.